Spend A Little Less, Live A Little More

We all have our little quirks when it comes to money and our home expenditure. Whether you’re a super-scrimper on expenses and spend more on the things you love, or you never seem to know where your money goes, you can make a huge difference to your home by balancing out your money a little bit better.


First up comes the idea of saving a bit more on a few areas of the home. Whether it’s your bills or bad investments, by cutting back in a few key areas that don’t overly make a difference to you, you’ll gain a bit more cash to pop into other areas. Then comes the fun part. It’s time to spend. By saving on areas you don’t overly care about, you can free up a bit of money to devote to the things you do. Whether that’s redoing your kitchen, buying a new bed, or even having a dining party once a month, you’ll finally be able to live a little more by spending a little less!


Save On Your…


Utilities
Often, we get used to the monthly payments we make on things like gas, electric and water, and tend to accept them. However, there are many ways that we can make big savings year after year. Whether or not the energy price cap comes into play, you can still ensure that your energy tariffs stay as low as possible. From switching each year to make sure that you get the best deals to calling up your current company to get a better price, if you’re on the ball, you can save a lot in this area.


Media
Most people have some kind of media package in their home. However, you can often choose one provider and stick with them for the duration of your time in that home - sort of like your habits with utilities. This can be a costly action. To save money, you can look into alternative deals when your contract period up - especially if you had a promotional rate to start with. You can often save yourself a lot of money on media packages and even wifi by using cashback sites too.


Food Shop
If you’re a creature of habit, you might find yourself shopping at the same places and buying the same items week after week. While you may not spend excessively in the supermarkets, you may be spending more than you need to. There are ways you can reduce your food shop cost quite easily. From being savvy with offers to trying alternative brands and even going to a new supermarket, you can save hundreds on your shop each month.


Chores
This may not apply to you, but if you find yourself getting help with things like your cleaning or ironing, or hiring someone to come and do your garden in the summer, you might benefit from cutting back a bit. You may think you don’t have time to clean your car or wash your windows, but if you’re spending hundreds of pounds each year on outsourcing your maintenance, you could be putting that into your home in more beneficial ways. So it’s time to weigh up where that money is better off spent.


Subscriptions
In this day and age, we all have monthly subscriptions that we commit to and pay each month. Whether yours are Netflix and Spotify or a gym membership and a Cineworld card, you could find that you’re automatically paying over £50, sometimes even £100, a month for things that you may not get enough use out of. While only some of these things are for the home, it might be time to track your monthly expenses to see what you get use out of what you can cut out.


To Spend More On Your…


Living Space
With some of those extra savings you’ve been making around the home, you might finally be able to create the living room of your dreams. You spend a lot of time in here, so it’s only fair that you’re head over heels for it. Whether you’ve always wanted to create a cosy cinema style room, or go with a super sleek design, those savings you made on utilities and food can finally make it happen. Seems worth it already, right?

Dressing Room
It’s every girl’s dream to have a dressing room, but it’s not always something you can spare money on. But, now that you do not have to take money out of savings to make it happen, you can finally turn that spare room into the dressing room you’ve always wanted. Once you’ve put some of those savings away for a while, you should see the cash all add up. And now, you can head out and buy the perfect wardrobes, shoe storage and vanity station to make the room look just right.


Entertainment Space
To start with, you might not see the point in changing your food shopping habits - especially if you’re a foodie and you’re quite happy with the quality of food that you buy. But, if it means that you can put on more dinner parties and even get that bar cart you’ve been ogling on Pinterest, it would seem a fair trade. If you love to entertain, your cost-cutting skills could mean you could create an entertainment area to host from without breaking the bank.


Bathroom Renovation
Of all the rooms we always want to renovate, the bathroom always seems the most expensive and the most work. But if you’ve managed to save hundreds, if not thousands, by changing your spending habits of the past few months, you should finally be able to do something about getting your bathroom up to spec. Whether you give it a new lick of paint, invest in a new suit, or completely rip everything out and start from scratch, you’ll be so glad you cut costs elsewhere to make it happen.


Home Office
Renovating small spaces can sometimes seem like a challenge, but if you’ve always wanted to add a home office, or a library, music room, or sewing room among others, into your home, your little savings could make it easier to afford. By having a huge clear out, focusing on space brightening colours and be clever with your storage and furniture purchases, you could be enjoying a new personal space in no time.


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1 comment

  1. Yeaaaah, this post is just the best!! I'm all about budgeting right now, so it comes in handy! x
    Lauraconteur ♥

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